To celebrate the passing of a tumultuous year in the market and to introduce some good fun and healthy competition into an otherwise unpleasant ride, Commonwealth offers you a way to play the market where there are no losers. Grand Prize: Accurately guess the close of the Dow Jones Industrial Average, the NASDAQ, and the S&P 500 indices on October 1, 2001 (index decimals excluded) and win $1,000,000*. First Prize: Accurately guess the close of two of the above indices and win 1,000,000 frequent flyer miles. Additional Prizes: For more details on prizes and promotional recognition for all finalists, read the official rules. Commonwealth and the Index IQ-Anything but Common® How to Play: Enter your guesses for each of the three indices (decimals excluded) below: DOW NASDAQ    S&P 500   You may guess once per calendar month. Contest ends 9/18/01. You must accurately guess the exact close of ALL THREE indices to claim the Grand Prize (pending verification/certification). You are advised to read the official rules before playing. The official closing numbers will be determined by the Wall Street Journal dated 10/2/01 for the market close of all three indices on 10/1/01. * payable as an annuity of $40,000 per year over 25 years; no interest.

Promotion sponsored by Commonwealth Financial Network Game produced by: COHEN-FRIEDBERG ASSOCIATES